• What do I need to provide to you before you can start work on my transaction?

    We require:

    1. Two pieces of identification (at least one must be government-issued photo ID);
    2. Contact information including address, email, and phone number;
    3. The Contract of Purchase and Sale including the Property Disclosure Statement (if any); and
    4. Instructions from your lender if a mortgage is involved.

  • How much will it cost?

    We offer competitive fee packages on real estate purchases, sales, and mortgage refinances. All costs depend on the value of the property, the type of lender involved, and several other factors. If you call our office at 250-385-1383 or toll free at 1-888-385-1383, we can provide a detailed, no-obligation quote for your transaction.

  • Can you also help me with my mortgage?

    Absolutely! We are happy to provide services to assist with your mortgage registration or refinance. We will:

    1. Communicate with your lender on your behalf and report to you;
    2. Draft an order to pay and review it with you;
    3. Draft all necessary documents required to complete your transaction and review these documents with you; and
    4. Receive the mortgage monies in trust on your behalf and pay you those monies in accordance with your instructions

  • What is a lawyer’s role in a real estate transaction?

    Lawyers play several roles in the course of a real estate transaction. Our main role is to ensure that the transaction goes smoothly, and as part of that work we can:

    1. Review title of the property you are purchasing and advise you if there are any charges or encumbrances that may affect property ownership;
    2. Review the interim agreement, if any, and advise you on whether the agreement will affect property ownership;
    3. Confirm the status of the property’s annual taxes and utilities and ensure outstanding taxes and utilities are paid;
    4. Confirm the balance due regarding potential financial obligations you may assume on the closing date;
    5. Confirm you understand your potential GST, PST, and Property Transfer Tax obligations, calculate the amounts payable, and prepare all necessary documents;
    6. Draft a Statement of Adjustments showing the balance payable by you on the closing date;
    7. Draft all necessary documents required to complete your purchase and mortgage and review these documents with you;
    8. Arrange for document registration at the appropriate Land Title Office;
    9. Confirm property title has been transferred to you free of all charges and encumbrances, except those that you have agreed to;
    10. Pay the purchase monies to the seller on your behalf and report to you and your lender regarding completion of the transaction; and

    11. Draft mortgage documents, if you and your mortgage lender approve, at an additional cost.

  • I am purchasing or selling my home but do not have a lawyer to complete the transaction. What should I do?

    Either you, your realtor, or your mortgage broker can call us at 250-385-1383 or toll free at 1-888-385-1383 to be connected to our conveyancing department and explain your transaction. We will ask you a few questions to get a better understanding of the legal support you need to complete your transaction, and then you can decide whether you would like to retain us to help you complete your purchase or sale.